CareFirst Blue Cross Blue Shield Health Insurance Quotes for Washington DC Families, Individuals and Self Employed

DC Blue Cross Blue Shield Health Insurance Quotes For Families and Individuals & Business Groups
 
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WASHINGTON DC BLUE CHOICE NEW OPEN ENROLLMENT HEALTH & DENTAL PLAN

Services

You Pay

General InformatIon
Member Deductible


$0

 

Out-of-Pocket Maximum

- Individual


$2,500


-
Individual & Child(ren)*/Individual & Adult**

$5,000

-
Family

$5,000
Lifetime Maximum
No lifetime maximum
   





PREVENTIVE SERVICES & OFFICE VISITS  
Well-Child - Exams & Immunizations through age 17 $10 PCP/$20 Specialist

Adult Routine Preventive Health

$10 PCP/$20 Specialist

Routine Gynecological Visits (No Charge for Pap Smear)

$10 PCP/$20 Specialist

Mammography Screenings

No copay

Prostate Screening Visits (No Charge for PSA test)

$10 PCP/$20 Specialist

Colorectal Cancer Screening (in accordance with the most current American Cancer Society guidelines)

No copay

Allergy Testing and Treatment

$10 PCP/$20 Specialist

Annual Routine Eye Exam at designated Davis Vision provider (optometrists or ophthalmologists)

$10

Hearing Screening $10 PCP/$20 Specialist
   

OUTPATIENT MEDICAL & SURGICAL SERVICES

Physician Office Visit for Illness



$10
PCP/$20 Specialist

Spinal Manipulation

$10 PCP/$20 Specialist

Surgical Services-Professional

$10 PCP/$20 Specialist

Surgical Services-Hospital or Other Facility

$50 facility copay

Diagnostic Procedures

$10 PCP/$20 Specialist

X-rays and Lab Tests at Plan Facilities No copay
   

INPATIENT HOSPITAL SERVICES

365 Days Room and Board (Semi-Private Room)



$500
facility copay per admission

Medical and Surgical Services

No copay

Prescription Drugs (Inpatient) No copay
   

EMERGENCY OR URGENT CARE

Plan-Affiliated Urgent Care Facility



$20

Hospital Emergency Room or Non-Plan Facility (waived if admitted)

$50

Ambulance

No copay

Services

You Pay

Mental Health and Substance Abuse
Outpatient services


Visits 1-40: 25% of the Allowed Benefit
Visits 41+: 40% of the Allowed Benefit

Inpatient Facility Services
(Limited to 60 days per benefit period)

$500 facility copay per admission

Inpatient Professional Services
(Limited to one visit per day during a covered admission)

No copay

Maternity Services
Prenatal and Postnatal Care

Not covered

Room and Board

$500 facility copay per admission

In-Patient Physician Services

Not covered

Nursery Care of Newborn

No copay

PRESCRIPTION DRUGS

Annual Deductible

$100 Individual, $200 Individual & Adult,
Individual & Child(ren), Family

Tier 1 – Generic copay

$10

Tier 2 – Preferred Brand copay

$60

Tier 3 – Non-Preferred Brand copay

$80

Annual drug benefit maximum

$1,500 per member per benefit period

 
INCLUDED DENTAL BENEFITS

 

Benefits at a Glance
- More than 3,400 dentists throughout Maryland, DC
and Northern Virginia

This benefits are included at no additional cost

Dental Service

Regular Cost of Dental Services*

Individual Select Preferred You Pay

Biannual Checkups ( twice a year) including routine exams, cleanings and x-rays

$225 (2 visits per year)

No charge in-network

Simple Tooth Extractions

$135

$69-$93**

Periodontal Scaling and Root Planing (four or more teeth per section of the mouth)

$210

$116-$137**

Porcelain Crown (high noble metal)

$915

$575-$680**

Complete Upper Dentures

$1,375 each

$665-$800** each

Orthodontics (braces)

Adolescents

Adults

$4,890

$5,110

$2,900-$4,700**

$2,900-$4,700**

Please see the brochure for details of the benefits

* Based on 2006 National Dental Advisory Service Fee Report.

**  This portion of the plan is not an insurance product. In-network providers typically charge reduced rates within these ranges. Member charges are based on CareFirst allowances with the participating providers. Since rates vary by provider, members should check with their participating dentist to determine the costs of specific procedures. Members must pay these reduced rates directly to the provider during the office visit.

 

BlueChoice Open Enrollment is the new HMO health insurance plan available toDC residents, regardless of their health condition, pre existing conditions and health history. This plan replaces the formerly available PPO open Enrollemnt Plan by CareFirst BCBS.

With this plan you can see providers in the CareFirst BlueChoice network which is one of the larger networks in District of Columbia, Maryland and Northern Virginia. When you apply you are required to choose a Primary Care Physician (PCP) upon enrollment. Members are also required to obtain referrals for specialty care.

As a member of BlueChoice Open Enrollment, you will receive a wide range of benefits including preventive care, unlimited office visits, routine physicals, outpatient surgery, pediatric care, gynecological care, prescription drug coverage, dental and vision coverage and much more.

Advantages of this plan:

  • No medical deductible
  • No claim forms to file
  • No lifetime maximum- you'll have coverage throughout your membership with CareFirst BlueChoice
  • Access to one of the largest HMO provider networks throughout the District of Columbia, Maryland and Northern Virginia, with more than 26,000 providers and 68 hospitals
  • Predictable copays for primary care and specialist office visits and emergency room care, so you don't need to worry whether or not you can afford treatment
  • No balance billing when using participating providers or hospitals
  • 24/7 Advice: FirstHelp offers health care advice 24-hours a day, 7-days a week. Registered nurses are available to answer health care questions and help guide members to the most appropriate care
  • Dental and Vision Care benefits and special discounts included with the plan

Preventive Care and Wellness Benefits:

  • Routine physicals and office visits
  • Well-child care and immunizations
  • Women's health coverage, including routine mammograms and Pap tests, with no written referrals required for routine gynecological and obstetrical care
  • Men's health coverage, including routine prostate cancer screenings

Medical Benefits:

  • Primary care services
  • Specialist services
  • Chiropractic services
  • Surgery
  • 365 days of hospital coverage
  • Outpatient hospital services
  • Emergency care for injury and illness
  • Office visits for illness
  • Diagnostic tests and X-rays
  • Allergy testing and treatment
  • Skilled nursing facility services
  • Home health care
  • Hospice care
  • Mental health and addiction treatment services
  • Treatment for Temporalmandibular Joint (TMJ) problems
  • Treatment for morbid obesity
  • Organ transplantation
  • Medical devices and supplies

3-Tier Prescription Drug Plan:

Once you meet the prescription deductible, $100 for Individual coverage, $200 for Individual/Adult, Individual/Child(ren) or Family coverage, your copays will be:

  • Tier 1 - Generic drugs ($10)
  • Tier 2 - Preferred brand name drugs ($60)
  • Tier 3 - Non-preferred brand name drugs ($80)

Please note: CareFirst BlueChoice will pay a maximum of $1,500 for prescription drugs under this plan.

Please refer to the Evidence of Coverage for more information.

Dental Benefits:

As a BlueChoice Open Enrollment member, you have an  Individual Select Preferred Dental  plan, which offers coverage of routine dental services and additional in-network savings for major procedures, and your choice of more than 4,700 participating providers.

You'll get discounts on additional dental procedures, including fillings, crowns and orthodontia just by showing your dental card. To take advantage of these reduced rates, you must visit a participating dentist.

Routine Vision Benefits:

BlueChoice Open Enrollment offers you eye care benefits as part of your medical plan, through our network administrator, Davis Vision, Inc. For annual routine eye exams, just call and make an appointment with one of the participating providers and pay the $10 copay at the time of service. Additionally, you receive discounts of approximately 30% on eyeglass lenses or contact lenses.

 

To apply for the BlueChoice Open Enrollment plan, please print the application and follow the directions.

**Note: The BlueChoice Open Enrollment plan is only available to residents of the District of Columbia. The information provided on this application is subject to verification. To do so, you acknowledge that CareFirst could use information from our own systems, or information available from a commercial third party data provider. Further, you acknowledge that this information will be used, in part, to determine eligibility.

You must provide proof of residency in the District of Columbia with your application. Acceptable forms of documentation include:

JUST ONE of the Items Listed Below

  • A copy of the front of your current DC driver's license or DC ID card
  • A copy of your utility bill
  • A copy of your rental agreement
  • A copy of your voter registration card
  • A copy of your DC Resident Income Tax Return
  • A copy of your property taxes

Enrollment in the Open Enrollment plan will be capped at 2,500 contracts.

 
 
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