06/01/05
I
A
DMINISTRATION
O
F
T
HE
C
OMMONWEALTH OF
V
IRGINIA
H
EALTH
B
ENEFITS
P
ROGRAM
H
H
e
e
a
a
l
l
t
t
h
h
I
I
n
n
s
s
u
u
r
r
a
a
n
n
c
c
e
e
M
M
a
a
n
n
u
u
a
a
l
l
D
D
e
e
p
p
a
a
r
r
t
t
m
m
e
e
n
n
t
t
o
o
f
f
H
H
u
u
m
m
a
a
n
n
R
R
e
e
s
s
o
o
u
u
r
r
c
c
e
e
M
M
a
a
n
n
a
a
g
g
e
e
m
m
e
e
n
n
t
t
. June 1, 2005