Golden Rule (United Healthcare) also offers Health Plans in Maryland. These plans are very competitive and the Network is large. Great PPO and HSA plans offered. United Healthcare's Golden Rule insurance has consistently offered Maryland residents affordable and benefit rich plans for many years. The United Health One Plans have been very well received by consumers and providers. The network is vast in Maryland ans the Dental & Life insurance options make the plans even more valuable. We suggest that for the Copay Plan you select a deductible no lower than $1000 for a more reasonable premium. If you can afford it make sure you elect a coverage level of 100% or 80% at the least. The lower level coinsurance levels will render you subject to more financial exposure for the year.